Why Can’t Americans Ditch Checks?

In an era of smartphones, online banking, and Venmo transfers, the rest of the world has weaned itself off paper.
Photo illustration: Tracy Ma
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The first time Amelia Howells ever wrote a check, she was 28 years old and standing in a Connecticut apartment leasing office, with no idea what to do.

The British expat had just moved to the U.S.; she’d never had to write a check in London or during her seven years in Switzerland.