Investing

Savers Worry They’ve Got Too Much Cash Just Sitting in Accounts

Falling interest rates are tempting some Americans to forgo safety and pour their savings into assets such as stocks and bitcoin.

Photographer: Paul Yeung/Bloomberg
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The savers are getting restless.

Running out of guaranteed ways to get meaningful returns, some people are increasingly being tempted to raid their interest-earning cash savings to load up on assets such as bitcoin, gold and stocks. The comfortable, if small, returns of high-yield savings accounts are looking less palatable as volatile assets take off.